December is the perfect time to start thinking about your finances for the year ahead. Before 2026 kicks off, here are three big questions that can help you reset, refocus, and move confidently toward your financial goals.

Right now, there’s a housing affordability crisis and it’s hitting new homebuyers the hardest. Rising prices are only part of the challenge. Stricter mortgage qualification rules, slower wage growth, and a volatile condo market in the GTA have all made entering the market increasingly difficult.

If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find yourself in what’s commonly referred to in the industry as the “Alternative-A” or “B” lending space.

Buying your first home – no matter what your age – is a significant life event. It can bring up all kinds of stresses, both financially and emotionally. Being prepared for what’s to come can put your mind at ease. Here are some tips to minimize stress and avoid hiccups throughout the process.